Planning for unprecedented times, like a natural disaster, pandemic, or other emergencies, can be a challenge, especially when it comes to how you’ll be able to pay your employees.

Based on the Federal Reserve’s Report on the Economic Well-Being of U.S. Households in 2018, nearly 80% of workers are financially vulnerable and living paycheck to paycheck with little to no savings available for emergencies. Going paperless ensures that employees get paid immediately on payday instead of receiving a paper check to deposit or cash.

The good news is – you have options.